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At IMPACTfolio, we believe that sustainability is not optional.

It’s not a niche investment strategy that we offer clients if they are “into that kind of thing.” It is core to our investment philosophy and what we believe is the only way to properly manage money for the best long-term results.

Financial Planning and Impact Investing for a flat, annual retainer fee.

We serve clients in Denver and the surrounding area with in-person meetings and our clients nationwide virtually with video meetings.


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1) Create your IMPACT portfolio


We manage two different types of portfolios: core and explore. The core portfolios have models which vary based on risk level. The explore portfolios are tactical and seek to capitalize on market conditions and valuations.  They leverage tools to respond to changing markets and look for indicators of relative strength.


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2) Create a holistic financial plan


Holistic financial planning gathers all the pieces of your financial puzzle to create a roadmap for your financial future. Depending on your situation and goals, financial planning could include goal planning, cash flow planning, retirement planning, Social Security analysis, income tax planning, risk management, education planning, small business consulting, investment consultation for employer retirement plans, and estate planning.





We start with what we call the 3 P's:

PLANET, PEOPLE, and PROFIT


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Planet

Planet means taking into account environmental concerns like carbon gas emissions, pollution, and water scarcity. It also involves seeking out companies that are utilizing renewable energy and innovating to create better ways of caring for the environment.

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People

People pertains to how a company is affecting its customers, employees, and those in the local community. It means considering the social impact in terms of factors such as human rights, working conditions, equal employment opportunities, and child labor.

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Profit

Profit involves the evaluation of a company’s corporate governance. This includes things like executive compensation, corporate accounting practices, board independence, and shareholder rights. The link to profit here is the understanding that a company’s culture, leadership, and governance are leading indicators of how a company will perform over the long term.

By combining the “3 P’s” we offer a portfolio construction process that helps to screen out bad investments, proactively identify great opportunities, and allow you to invest with purpose. It’s a formula to maximize IMPACT.

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As Featured In

Click on the logo to take you to an article that features one of our partners

Julie Fletcher McDaniel of IMPACTfolio contributed to U.S. News article: 7 Behaviors that Threaten Your Financial Security Julie Fletcher McDaniel of IMPACTfolio was featured in the Inspired Impact blog series. Scott Arnold of IMPACTfolio was quoted in the ETF.com article titled "How Advisors Use ESG Bond ETF's" IMPACTfolio was featured in the Denver Business Journal's article titled "8 Denver-area environmentally focused investment firms to meet on Earth Day" Rebecca Kennedy of IMPACTfolio was quoted in Fatherly's article titled "401(k) Loans: Is It Ever a Good Idea to Withdraw from a Retirement Account?" Rebecca Kennedy of IMPACTfolio was quoted in the 9News article titled "Are you and your partner financially compatible?" Rebecca Kennedy of IMPACTfolio was quoted in the CNBC article titled "They did what? Tales of dumb moves by smart investors" Scott Arnold of IMPACTfolio is listed as a key member of Who's Who in Impact Investing in the Denver Business Journal Scott Arnold of IMPACTfolio was interviewed in the Money Savage Podcast titled "Sustainable Investing with Scott Arnold" Scott Arnold of IMPACTfolio was quoted in the Fox Denver 31 news article titled "Dow falls 600 points, wiping out 2018 gains" Scott Arnold of IMPACTfolio was quoted in the Centsai article titled "Socially Responsible Investing Options for Politically Correct Savers" Rebecca Kennedy of IMPACTfolio was quoted in the AP (Associated Press) News article titled "Should You Pay Off Your Mortgage Before You Retire?" Rebecca Kennedy of IMPACTfolio was quoted in the Fatherly article titled "Low or High Deductible: Which Health Insurance Plan Is Right For You?" Rebecca Kennedy of IMPACTfolio was quoted in the Forbes article titled "Spoilt Rotten: Are There Too Many Mutual Funds & ETFs?" Rebecca Kennedy of IMPACTfolio was quoted in the U.S. News article titled "When Are Small Companies Worth Your Investment?" Rebecca Kennedy of IMPACTfolio wrote an article for the Denver Post titled "An Endless Pipeline of Cash to Adult Kids Who Have Failed to Launch Has Financial Consequences for Parent and Child" Rebecca Kennedy of IMPACTfolio was featured in the CNBC article titled "Don't Roll the Dice When It Comes to 401(k) Rollovers" Rebecca Kennedy of IMPACTfolio was quoted in the Daily Worth article titled "8 Money Tips From Financial Planners" Rebecca Kennedy of IMPACTfolio was quoted in the U.S. News & World Report article titled "Sometimes, the Best Advice is To Do Nothing" Rebecca Kennedy of IMPACTfolio wrote an article for MarketWatch titled "Reverse Mortgage: No Longer A Tool of Last Resort?" Rebecca Kennedy of IMPACTfolio was quoted in the Forbes article titled "The Right (Financial) Time for Kids: Bringing Home Baby at 26 Versus 36" Rebecca Kennedy of IMPACTfolio was quoted in the U.S. News & World Report article titled "What Rising Government Bond Rates Mean for Your Money" Rebecca Kennedy of IMPACTfolio was quoted in the Denver Post article titled "MatriMoney: For the newly wed, having open, ongoing money talks is key" Rebecca Kennedy of IMPACTfolio was quoted in the CNBC article titled "Most retirees stay put- but those who move head here" Rebecca Kennedy of IMPACTfolio was quoted in the U.S. News & World Report article titled "Why Mutual Funds Lost Their Mojo" Rebecca Kennedy of IMPACTfolio was quoted in Bankrate's article titled "Financial Security Index: Saving for a rainy day" Rebecca Kenedy of IMPACTfolio was quoted in MarketWatch's article titled "Rethink Your Emergency Savings Strategy" Scott Arnold co-hosted a Podcast for Elevation Financial titled "What is Socially Responsible Investing?" Scott Arnold is quoted in the MassMutual article titled "5 Ways Investors Can Support Women in Business" Rebecca Kennedy of IMPACTfolio wrote an article for MarketWatch titled "Don't Make These 5 Financial Mistakes in 2014" Scott Arnold was featured in a webcast called "ESG Skeptic? Maybe We Can Change Your Mind" for ETF Trends Rebecca Kennedy of IMPACTfolio was quoted in the U.S. News & World Report article titled "Trading Bitcoin is a Bad Way to Invest"