The Three Jars has helped us develop a weekly system to talk to our children about the value of money, spending, saving, giving and incorporating family time as well. We hope The Three Jars will do the same for your family, it is a great tool to have more money and life conversations with your children.

The debt ceiling has been raised nearly 80 times in the last 60 years. The political drama regarding the raising of the debt limit escalated in 2011 and 2013. In both cases, Congress eventually raised the debt ceiling limit.

Guys Who Give is a group of men with a desire to inspire and who are committed to making a difference in their local communities. The mission is to reach out and help local charities with the funds they need to do the amazing work they are doing in their community. I was hooked after attending my first meeting and look forward to our quarterly meetings.

"Solvency was the primary issue during the GFC (global financial crisis), while it's more about liquidity today. Today's largest banks are well-capitalized and are already benefiting from deposit flight from the weaker banks. In addition, our country's capital-markets-based financial system is not intricately linked with its regional banks."

Learn how to build a socially conscious investment portfolio and invest in your beliefs.

2022 was a tough year for stock markets (7th worst year ever), bond markets (worst year ever), and misleading news headlines. A particular headline that has come in to focus is the attack on ESG investing. A few clients have asked us our thoughts, which we are more than happy to share.