"Solvency was the primary issue during the GFC (global financial crisis), while it's more about liquidity today. Today's largest banks are well-capitalized and are already benefiting from deposit flight from the weaker banks. In addition, our country's capital-markets-based financial system is not intricately linked with its regional banks."

Learn how to build a socially conscious investment portfolio and invest in your beliefs.

2022 was a tough year for stock markets (7th worst year ever), bond markets (worst year ever), and misleading news headlines. A particular headline that has come in to focus is the attack on ESG investing. A few clients have asked us our thoughts, which we are more than happy to share.

Here are some things you might consider before saying goodbye to 2022.

Let everyone know about what a big job retirement strategy represents, and what a help you will be in setting it into motion. Factoring in longevity is a big part of that.

Most of us probably remember working up the courage as a child to get in line for that scary-looking roller coaster at the amusement park. In many cases, the anticipation of the ride was scarier than the ride itself; though usually at some point along the way we thought: “Is this over yet?!?”